Paragon Investing provides our clients with access to high-caliber private investments, the same investments owned by ultra-wealthy families and university endowments.
Since 2004, Private Equity has returned 14.7% annually (12/31/2021), while Private Debt has returned 9.5% annually (3/31/2022), each one outperforming their public market equivalents by +5.0% per year (Sources - Public Stocks: 9.6% [Russell 3000], Public Bonds: 3.2% [AGG], Private Equity: 14.7% [Cambridge Private Equity Index], Private Debt: 9.5% [CDLI]).
Five years ago, getting access to private investments was difficult. Most were only available via Limited Partnership (LP) deals with stated $1M minimums and extended lock-ups, not suitable for most investors with $1M-$10M in assets.
Today, Paragon clients can invest in Private Debt & Private Equity via interval funds and tender offer funds, with quarterly liquidity and no minimum investment.
You invest in what we're invested in. Paragon Advisors are invested alongside our clients in the same funds.
Paragon Investing was launched in Q4 2020 and has grown quickly through referrals and word of mouth.
We remain focused on providing access to attractive private market investments for friends, family, & extended networks.
Increase Returns
Your investment portfolio could earn an estimated
50% more over 30 years by investing in Private Debt & Private Equity funds. Increase your portfolio's returns by
up to +2.0% per year
at the portfolio level.2
Decrease Risk
Private Debt and Private Equity have historically provided a lower max drawdown than their public equivalents. Private Equity max drawdown was -25% in 2009 vs -55% for the S&P500 in 2009. Private Debt had a -8% max drawdown in 2008, compared to -27% for high yield bonds and -30% for public bank loans.3
Lower Fees
Our advisor fees are consistently in the lowest 25% of all fee rates, and our access-only fee at $1M is 55% lower than the industry average. Also, Paragon offers institutional share classes featuring lower fund fees (expense ratio 0.25% lower than retail shares), plus no sales or load fees (can exceed 5% of your investment).1.
Dedicated Advisor
Your financial advisor will ask questions to understand your risk tolerance, objectives, constraints, and target time frame, then assess your current portfolio, recommend preferred funds, and discuss how best to optimize your investment portfolio to achieve your financial goals.
Performance Tracking
See all your investment accounts aggregated, with daily performance tracked in one place on the Paragon mobile app.
Too busy to adequately monitor and manage your portfolio? Let us do it for you. See our full service pricing.
Do you want an investment advisor that
charges a low annual fee and
provides transparent value to your portfolio?
Paragon Investing provides access to institutional-caliber Private Debt and Private Equity investments, the same funds that are owned by ultra-wealthy clients with $100M+, and by endowments, hospitals, and other sophisticated investors.
Certain sophisticated funds restrict the number and types of investors that can participate, and are selective in the advisors they choose to partner with. Paragon Investing has been approved to provide our clients with access to such funds.
Paragon and our investment research providers spend $100k+ each year on original fund manager research, fund due diligence, and macroeconomic research that helps position our investment portfolios to maximize returns for a given level of risk.
Paragon clients pay just one low fee, which depends on the level of service and amount of assets under advisement. This fee includes full access to every investment we offer and a dedicated investment advisor who will guide you through the entire process.
Paragon Investing is an intentionally-small, boutique investment advisor, servicing clients with $1M-$10M in assets.
We provide private market investment opportunities to increase our clients' return expectations for a given level of risk.
Gain access to private investments and institutional shares classes with our guidance and resources.
We will manage your custom portfolio, including personalized situation analysis.
Paragon's highest level of service.
Pricing and fees for Paragon Investing Advisor services are based on a percentage of total assets under advisement (AUA).
Fees shown are on a per-year basis, but fees are assessed at the end of each quarter, after advisor services have been rendered.
This pricing does not include fees paid to other entities, including: mutual fund fees (expense ratios) and fees paid to the custodian/brokerage, including trading fees/commissions, transaction fees,
wire fees, or other Charles Schwab fees. Paragon’s only compensation is the advisor fee.
Would you benefit from joining Paragon Investing and getting access to private investments?
Learn more about how the Paragon Investing service works, what's the process for joining, and how to get started investing with Paragon.
Compare returns over the past 16 years for a Vanguard Portfolio with and without Private debt, at five different level of risk.
Interested in becoming a client? Have a question? Just want to talk to someone?
1. Paragon's lowest published advisor fee of 0.45% is for DIY Investors with $1.0M+ in assets under advisement. That fee level is 55% lower than the industry-average retail advisor fee of 1.00% (as of 2018):
PriceMetrix by McKinsey: State of Retail Wealth Management, 8th Annual Report, 2018
2. Return Assumptions & Disclosures for Paragon Investing.
3. Private Debt Illiquidity Yield Premium: Disclosures & Assumptions.
All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. Historical returns, expected returns, and probability projections are provided for informational and illustrative purposes, and may not reflect actual future performance. Please see our Full Disclosure for important details.
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![Public Stocks: 9.6% [Russell 3000], Public Bonds: 3.2% [AGG]](/images/stock-bond-returns-2004-2022.png){kind=link}