There's four key ways that Paragon is different from other financial advisors:

1. We are a Fiduciary. We are legally and ethically required to act in your best interest. We are not a broker or a dealer, we don't have any products to sell you, we don't make commissions, and we absolutely do not accept kickbacks with any of the funds we recommend. We are legally obligated to avoid all conflicts of interest, and we must disclose them to you upfront if they do exist.
2. We offer Private Equity and Private Credit investments. Many investment advisors may not have the access nor expertise to provide thoroughly-researched private investment recommendations. It takes a lot of time and money to perform sufficient due diligence on private investments given the complexity, and from a business perspective it may not make sense for other advisors.
3. We consistently outperform industry benchmarks. The Paragon Model Portfolio has regularly outperformed equal-risk benchmarks by +3-5% per year. We have averaged a +4.2% annual outperformance over the average large firm 60/40 fund over the last 5 years (2021-2025). [Paragon +11.0% annualized, Others +6.8% annualized] ¹ (Source)
4. Comprehensive financial advice. We will help you manage the full spectrum of your finances, including 401k, IRAs, Roth, brokerage accounts, 529s, trusts, SEPs, SMAs, real estate, life insurance, retirement planning, financial planning, life events, and all other investments. Our client portal aggregates all your investment accounts daily, so you can monitor their growth in one convenient place. We provide all of these services for one transparent fee.

Pricing for our services are based on a percentage of total assets under advisement, and may be found here. Fees are billed quarterly in arrears based on average daily value over the quarter.

Our minimum account size is $500,000 USD. For individuals or families earning more than $400,000 a year, the minimum account size can be waived.

We will selectively sell securities that have losses, referred to as “loss harvesting,” in order to offset capital gains elsewhere in the portfolio and/or ordinary income. With the proceeds from the sale, we will purchase a comparable security to maintain the appropriate asset allocation and risk exposure. By loss harvesting, your tax bill will be lower, giving you a larger tax refund (or lower tax payment) and more money to invest next year.

Conversely, we assess tax consequences when considering the sale of securities with gains. In many instances we can mitigate the tax consequence through a variety of techniques, including realizing offsetting losses, gifting/donating securities, and prudent estate planning.

Your Paragon advisor will be able to explain how best to execute trades to manage your investments in a tax-efficient manner.

We exclusively use Charles Schwab as our custodian to hold client assets. Schwab is a top-tier custodian and brokerage, offering all clients access to restricted interval funds, institutional share classes, and lower transaction fees.

In order to invest in our Private Equity and/or Private Credit funds, you'll need an investment account at Charles Schwab.

If you already have a Schwab account, then no action is needed. We can add your account to our Schwab Master, giving you full access to all funds and investments.